Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

96002 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 96002 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 96002 Hub
Est. Total Monthly Cost
$2,531
P&I Payment$2,016
Taxes & Ins$307
Utilities$208
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 96002 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$383,079
Local Median: $383,079
$76,616 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,531

Monthly Breakdown

Principal & Interest
$2,016
Property Taxes
$226
Homeowners Ins.
$81
Utilities
$208

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$419,337

Local Housing Facts for ZIP Code 96002

  • ·Median home value: $383,079 (adjusted for current market conditions)
  • ·Est. property taxes: $2,710/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $974/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,498/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in REDDING?

Based on the local median home value, estimated real estate property taxes in REDDING are around $2,710 per year.

What is the average home price in REDDING?

The median home value in REDDING is currently estimated at $383,079.

How much does homeowners insurance cost in REDDING?

For a median priced home, homeowners insurance in REDDING averages around $974 annually.

What is the true total cost of owning a home in REDDING?

True homeownership costs go beyond principal and interest. In REDDING, a typical homeowner with a median-priced home of $383,079 can expect to pay roughly $2,710/yr in property taxes, $974/yr for homeowners insurance, and $2,498/yr in energy utilities. That adds approximately $515 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.