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96753 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 96753 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$7,468
P&I Payment$6,960
Taxes & Ins$274
Utilities$235
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Mortgage Details

$1,337,601
Local Median: $1,337,601
$267,520 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$7,468

Monthly Breakdown

Principal & Interest
$6,960
Property Taxes
$184
Homeowners Ins.
$90
Utilities
$235

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,435,426

Local Housing Facts for ZIP Code 96753

  • ·Median home value: $1,337,601 (adjusted for current market conditions)
  • ·Est. property taxes: $2,212/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,079/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,814/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KIHEI?

Based on the local median home value, estimated real estate property taxes in KIHEI are around $2,212 per year.

What is the average home price in KIHEI?

The median home value in KIHEI is currently estimated at $1,337,601.

How much does homeowners insurance cost in KIHEI?

For a median priced home, homeowners insurance in KIHEI averages around $1,079 annually.

What is the true total cost of owning a home in KIHEI?

True homeownership costs go beyond principal and interest. In KIHEI, a typical homeowner with a median-priced home of $1,337,601 can expect to pay roughly $2,212/yr in property taxes, $1,079/yr for homeowners insurance, and $2,814/yr in energy utilities. That adds approximately $509 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.