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Learn about the people, housing, costs and businesses in 97089
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in 97089.
True all-in cost — P&I, taxes, insurance & utilities for homes in 97089.
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Seismic risk and earthquake insurance estimates for 97089.
Wildfire exposure and insurance estimates for 97089.
As of today, the 30-year fixed mortgage rate for ZIP code 97089 is approximately 6.819% (6.852% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ZIP code 97089The median home value in ZIP code 97089 is $660k. The median monthly rent is $2,116. Annual property taxes average $6k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in ZIP code 97089 have increased 0.8% over the past two years. The market has been relatively stable. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,960/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $84k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in ZIP code 97089 is $124k/year.
Calculate your buying powerThe largest employment sectors in ZIP code 97089 are public administration (24%) and wholesale trade (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.