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98020 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98020 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$7,415
P&I Payment$6,606
Taxes & Ins$678
Utilities$131
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Mortgage Details

$1,268,064
Local Median: $1,268,064
$253,613 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$7,415

Monthly Breakdown

Principal & Interest
$6,606
Property Taxes
$597
Homeowners Ins.
$81
Utilities
$131

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,363,720

Local Housing Facts for ZIP Code 98020

  • ·Median home value: $1,268,064 (adjusted for current market conditions)
  • ·Est. property taxes: $7,168/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $968/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,575/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in EDMONDS?

Based on the local median home value, estimated real estate property taxes in EDMONDS are around $7,168 per year.

What is the average home price in EDMONDS?

The median home value in EDMONDS is currently estimated at $1,268,064.

How much does homeowners insurance cost in EDMONDS?

For a median priced home, homeowners insurance in EDMONDS averages around $968 annually.

What is the true total cost of owning a home in EDMONDS?

True homeownership costs go beyond principal and interest. In EDMONDS, a typical homeowner with a median-priced home of $1,268,064 can expect to pay roughly $7,168/yr in property taxes, $968/yr for homeowners insurance, and $1,575/yr in energy utilities. That adds approximately $809 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.