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98028 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98028 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$6,144
P&I Payment$5,216
Taxes & Ins$768
Utilities$159
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Mortgage Details

$1,000,080
Local Median: $1,000,080
$200,016 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$6,144

Monthly Breakdown

Principal & Interest
$5,216
Property Taxes
$689
Homeowners Ins.
$79
Utilities
$159

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,077,823

Local Housing Facts for ZIP Code 98028

  • ·Median home value: $1,000,080 (adjusted for current market conditions)
  • ·Est. property taxes: $8,272/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $945/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,913/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KENMORE?

Based on the local median home value, estimated real estate property taxes in KENMORE are around $8,272 per year.

What is the average home price in KENMORE?

The median home value in KENMORE is currently estimated at $1,000,080.

How much does homeowners insurance cost in KENMORE?

For a median priced home, homeowners insurance in KENMORE averages around $945 annually.

What is the true total cost of owning a home in KENMORE?

True homeownership costs go beyond principal and interest. In KENMORE, a typical homeowner with a median-priced home of $1,000,080 can expect to pay roughly $8,272/yr in property taxes, $945/yr for homeowners insurance, and $1,913/yr in energy utilities. That adds approximately $928 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.