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98089 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98089 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,015
P&I Payment$2,468
Taxes & Ins$424
Utilities$123
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Mortgage Details

$470,827
Local Median: $470,827
$94,165 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,015

Monthly Breakdown

Principal & Interest
$2,468
Property Taxes
$348
Homeowners Ins.
$76
Utilities
$123

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$511,677

Local Housing Facts for ZIP Code 98089

  • ·Median home value: $470,827 (adjusted for current market conditions)
  • ·Est. property taxes: $4,174/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $916/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,477/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KENT?

Based on the local median home value, estimated real estate property taxes in KENT are around $4,174 per year.

What is the average home price in KENT?

The median home value in KENT is currently estimated at $470,827.

How much does homeowners insurance cost in KENT?

For a median priced home, homeowners insurance in KENT averages around $916 annually.

What is the true total cost of owning a home in KENT?

True homeownership costs go beyond principal and interest. In KENT, a typical homeowner with a median-priced home of $470,827 can expect to pay roughly $4,174/yr in property taxes, $916/yr for homeowners insurance, and $1,477/yr in energy utilities. That adds approximately $547 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.