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98239 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98239 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,040
P&I Payment$3,457
Taxes & Ins$401
Utilities$182
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Mortgage Details

$660,989
Local Median: $660,989
$132,198 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,040

Monthly Breakdown

Principal & Interest
$3,457
Property Taxes
$324
Homeowners Ins.
$76
Utilities
$182

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$715,671

Local Housing Facts for ZIP Code 98239

  • ·Median home value: $660,989 (adjusted for current market conditions)
  • ·Est. property taxes: $3,891/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $915/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,187/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in COUPEVILLE?

Based on the local median home value, estimated real estate property taxes in COUPEVILLE are around $3,891 per year.

What is the average home price in COUPEVILLE?

The median home value in COUPEVILLE is currently estimated at $660,989.

How much does homeowners insurance cost in COUPEVILLE?

For a median priced home, homeowners insurance in COUPEVILLE averages around $915 annually.

What is the true total cost of owning a home in COUPEVILLE?

True homeownership costs go beyond principal and interest. In COUPEVILLE, a typical homeowner with a median-priced home of $660,989 can expect to pay roughly $3,891/yr in property taxes, $915/yr for homeowners insurance, and $2,187/yr in energy utilities. That adds approximately $583 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.