Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

98335 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98335 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 98335 Hub
Est. Total Monthly Cost
$5,336
P&I Payment$4,562
Taxes & Ins$602
Utilities$172
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 98335 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$875,149
Local Median: $875,149
$175,030 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$5,336

Monthly Breakdown

Principal & Interest
$4,562
Property Taxes
$523
Homeowners Ins.
$79
Utilities
$172

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$942,341

Local Housing Facts for ZIP Code 98335

  • ·Median home value: $875,149 (adjusted for current market conditions)
  • ·Est. property taxes: $6,277/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $950/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,059/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in GIG HARBOR?

Based on the local median home value, estimated real estate property taxes in GIG HARBOR are around $6,277 per year.

What is the average home price in GIG HARBOR?

The median home value in GIG HARBOR is currently estimated at $875,149.

How much does homeowners insurance cost in GIG HARBOR?

For a median priced home, homeowners insurance in GIG HARBOR averages around $950 annually.

What is the true total cost of owning a home in GIG HARBOR?

True homeownership costs go beyond principal and interest. In GIG HARBOR, a typical homeowner with a median-priced home of $875,149 can expect to pay roughly $6,277/yr in property taxes, $950/yr for homeowners insurance, and $2,059/yr in energy utilities. That adds approximately $774 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.