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98345 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98345 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,219
P&I Payment$3,509
Taxes & Ins$531
Utilities$179
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Mortgage Details

$670,957
Local Median: $670,957
$134,191 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,219

Monthly Breakdown

Principal & Interest
$3,509
Property Taxes
$453
Homeowners Ins.
$78
Utilities
$179

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$726,463

Local Housing Facts for ZIP Code 98345

  • ·Median home value: $670,957 (adjusted for current market conditions)
  • ·Est. property taxes: $5,434/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $941/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,146/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in KEYPORT?

Based on the local median home value, estimated real estate property taxes in KEYPORT are around $5,434 per year.

What is the average home price in KEYPORT?

The median home value in KEYPORT is currently estimated at $670,957.

How much does homeowners insurance cost in KEYPORT?

For a median priced home, homeowners insurance in KEYPORT averages around $941 annually.

What is the true total cost of owning a home in KEYPORT?

True homeownership costs go beyond principal and interest. In KEYPORT, a typical homeowner with a median-priced home of $670,957 can expect to pay roughly $5,434/yr in property taxes, $941/yr for homeowners insurance, and $2,146/yr in energy utilities. That adds approximately $710 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.