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98382 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98382 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,802
P&I Payment$3,253
Taxes & Ins$377
Utilities$173
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Mortgage Details

$621,122
Local Median: $621,122
$124,224 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,802

Monthly Breakdown

Principal & Interest
$3,253
Property Taxes
$297
Homeowners Ins.
$79
Utilities
$173

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$674,057

Local Housing Facts for ZIP Code 98382

  • ·Median home value: $621,122 (adjusted for current market conditions)
  • ·Est. property taxes: $3,565/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $953/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,074/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in SEQUIM?

Based on the local median home value, estimated real estate property taxes in SEQUIM are around $3,565 per year.

What is the average home price in SEQUIM?

The median home value in SEQUIM is currently estimated at $621,122.

How much does homeowners insurance cost in SEQUIM?

For a median priced home, homeowners insurance in SEQUIM averages around $953 annually.

What is the true total cost of owning a home in SEQUIM?

True homeownership costs go beyond principal and interest. In SEQUIM, a typical homeowner with a median-priced home of $621,122 can expect to pay roughly $3,565/yr in property taxes, $953/yr for homeowners insurance, and $2,074/yr in energy utilities. That adds approximately $549 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.