Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

98801 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98801 with localized property taxes, insurance, and utility data.

← Back to ZIP Code 98801 Hub
Est. Total Monthly Cost
$3,031
P&I Payment$2,612
Taxes & Ins$355
Utilities$65
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this 98801 scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$498,097
Local Median: $498,097
$99,619 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,031

Monthly Breakdown

Principal & Interest
$2,612
Property Taxes
$278
Homeowners Ins.
$76
Utilities
$65

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$541,696

Local Housing Facts for ZIP Code 98801

  • ·Median home value: $498,097 (adjusted for current market conditions)
  • ·Est. property taxes: $3,341/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $913/yr — based on local per-$1K premium rates
  • ·Energy utilities: $778/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in WENATCHEE?

Based on the local median home value, estimated real estate property taxes in WENATCHEE are around $3,341 per year.

What is the average home price in WENATCHEE?

The median home value in WENATCHEE is currently estimated at $498,097.

How much does homeowners insurance cost in WENATCHEE?

For a median priced home, homeowners insurance in WENATCHEE averages around $913 annually.

What is the true total cost of owning a home in WENATCHEE?

True homeownership costs go beyond principal and interest. In WENATCHEE, a typical homeowner with a median-priced home of $498,097 can expect to pay roughly $3,341/yr in property taxes, $913/yr for homeowners insurance, and $778/yr in energy utilities. That adds approximately $419 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.