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98813 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98813 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,749
P&I Payment$1,328
Taxes & Ins$224
Utilities$197
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Mortgage Details

$250,618
Local Median: $250,618
$50,124 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,749

Monthly Breakdown

Principal & Interest
$1,328
Property Taxes
$148
Homeowners Ins.
$76
Utilities
$197

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$277,625

Local Housing Facts for ZIP Code 98813

  • ·Median home value: $250,618 (adjusted for current market conditions)
  • ·Est. property taxes: $1,780/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $911/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,364/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in BRIDGEPORT?

Based on the local median home value, estimated real estate property taxes in BRIDGEPORT are around $1,780 per year.

What is the average home price in BRIDGEPORT?

The median home value in BRIDGEPORT is currently estimated at $250,618.

How much does homeowners insurance cost in BRIDGEPORT?

For a median priced home, homeowners insurance in BRIDGEPORT averages around $911 annually.

What is the true total cost of owning a home in BRIDGEPORT?

True homeownership costs go beyond principal and interest. In BRIDGEPORT, a typical homeowner with a median-priced home of $250,618 can expect to pay roughly $1,780/yr in property taxes, $911/yr for homeowners insurance, and $2,364/yr in energy utilities. That adds approximately $421 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.