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98837 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98837 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,133
P&I Payment$1,711
Taxes & Ins$311
Utilities$111
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Mortgage Details

$324,441
Local Median: $324,441
$64,888 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,133

Monthly Breakdown

Principal & Interest
$1,711
Property Taxes
$234
Homeowners Ins.
$76
Utilities
$111

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$356,462

Local Housing Facts for ZIP Code 98837

  • ·Median home value: $324,441 (adjusted for current market conditions)
  • ·Est. property taxes: $2,812/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $914/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,332/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in MOSES LAKE?

Based on the local median home value, estimated real estate property taxes in MOSES LAKE are around $2,812 per year.

What is the average home price in MOSES LAKE?

The median home value in MOSES LAKE is currently estimated at $324,441.

How much does homeowners insurance cost in MOSES LAKE?

For a median priced home, homeowners insurance in MOSES LAKE averages around $914 annually.

What is the true total cost of owning a home in MOSES LAKE?

True homeownership costs go beyond principal and interest. In MOSES LAKE, a typical homeowner with a median-priced home of $324,441 can expect to pay roughly $2,812/yr in property taxes, $914/yr for homeowners insurance, and $1,332/yr in energy utilities. That adds approximately $422 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.