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98926 Mortgage Calculator

Estimate your true cost of homeownership in ZIP Code 98926 with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,240
P&I Payment$2,712
Taxes & Ins$355
Utilities$173
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Mortgage Details

$516,482
Local Median: $516,482
$103,296 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,240

Monthly Breakdown

Principal & Interest
$2,712
Property Taxes
$278
Homeowners Ins.
$77
Utilities
$173

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$563,081

Local Housing Facts for ZIP Code 98926

  • ·Median home value: $516,482 (adjusted for current market conditions)
  • ·Est. property taxes: $3,341/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $923/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,075/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in ELLENSBURG?

Based on the local median home value, estimated real estate property taxes in ELLENSBURG are around $3,341 per year.

What is the average home price in ELLENSBURG?

The median home value in ELLENSBURG is currently estimated at $516,482.

How much does homeowners insurance cost in ELLENSBURG?

For a median priced home, homeowners insurance in ELLENSBURG averages around $923 annually.

What is the true total cost of owning a home in ELLENSBURG?

True homeownership costs go beyond principal and interest. In ELLENSBURG, a typical homeowner with a median-priced home of $516,482 can expect to pay roughly $3,341/yr in property taxes, $923/yr for homeowners insurance, and $2,075/yr in energy utilities. That adds approximately $528 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.