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Abernathy Mortgage Calculator

Estimate your true cost of homeownership in Abernathy with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,736
P&I Payment$1,115
Taxes & Ins$429
Utilities$192
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Mortgage Details

$210,813
Local Median: $210,813
$42,163 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,736

Monthly Breakdown

Principal & Interest
$1,115
Property Taxes
$197
Homeowners Ins.
$232
Utilities
$192

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$232,676

Local Housing Facts for Abernathy

  • ·Median home value: $210,813 (adjusted for current market conditions)
  • ·Est. property taxes: $2,365/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,788/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,302/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Abernathy?

Based on the local median home value, estimated real estate property taxes in Abernathy are around $2,365 per year.

What is the average home price in Abernathy?

The median home value in Abernathy is currently estimated at $210,813.

How much does homeowners insurance cost in Abernathy?

For a median priced home, homeowners insurance in Abernathy averages around $2,788 annually.

What is the true total cost of owning a home in Abernathy?

True homeownership costs go beyond principal and interest. In Abernathy, a typical homeowner with a median-priced home of $210,813 can expect to pay roughly $2,365/yr in property taxes, $2,788/yr for homeowners insurance, and $2,302/yr in energy utilities. That adds approximately $621 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.