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Addison Mortgage Calculator

Estimate your true cost of homeownership in Addison with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,104

P&I Payment$627

Taxes & Ins$286

Utilities$191

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Mortgage Details

Home Price$113,439

Local Median: $113,439

Down Payment$22,688 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,727

Homeowners Ins. / yr$701

Include Flood InsuranceOptional

Estimated based on Addison FEMA risk profiles.

Include Est. Utilities$2,296/yr

Based on DOE LEAD data for Addison.

Monthly$1,104

Monthly Breakdown

Principal & Interest

$627

Property Taxes

$227

Homeowners Ins.

$58

Utilities

$191

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$135,074

Local Housing Facts for Addison

·Median home value: $113,439 (adjusted for current market conditions)
·Est. property taxes: $2,727/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $701/yr — based on local per-$1K premium rates
·Energy utilities: $2,296/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Addison?

Based on the local median home value, estimated real estate property taxes in Addison are around $2,727 per year.

What is the average home price in Addison?

The median home value in Addison is currently estimated at $113,439.

How much does homeowners insurance cost in Addison?

For a median priced home, homeowners insurance in Addison averages around $701 annually.

What is the true total cost of owning a home in Addison?

True homeownership costs go beyond principal and interest. In Addison, a typical homeowner with a median-priced home of $113,439 can expect to pay roughly $2,727/yr in property taxes, $701/yr for homeowners insurance, and $2,296/yr in energy utilities. That adds approximately $477 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.