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Adel Mortgage Calculator

Estimate your true cost of homeownership in Adel with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,883
P&I Payment$873
Taxes & Ins$214
Utilities$795
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Mortgage Details

$164,850
Local Median: $164,850
$32,970 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,883

Monthly Breakdown

Principal & Interest
$873
Property Taxes
$104
Homeowners Ins.
$111
Utilities
$795

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$182,519

Local Housing Facts for Adel

  • ·Median home value: $164,850 (adjusted for current market conditions)
  • ·Est. property taxes: $1,244/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,328/yr — based on local per-$1K premium rates
  • ·Energy utilities: $9,545/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Adel?

Based on the local median home value, estimated real estate property taxes in Adel are around $1,244 per year.

What is the average home price in Adel?

The median home value in Adel is currently estimated at $164,850.

How much does homeowners insurance cost in Adel?

For a median priced home, homeowners insurance in Adel averages around $1,328 annually.

What is the true total cost of owning a home in Adel?

True homeownership costs go beyond principal and interest. In Adel, a typical homeowner with a median-priced home of $164,850 can expect to pay roughly $1,244/yr in property taxes, $1,328/yr for homeowners insurance, and $9,545/yr in energy utilities. That adds approximately $1,010 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.