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Adel Mortgage Calculator

Estimate your true cost of homeownership in Adel with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,645
P&I Payment$1,978
Taxes & Ins$475
Utilities$192
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Mortgage Details

$373,415
Local Median: $373,415
$74,683 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,645

Monthly Breakdown

Principal & Interest
$1,978
Property Taxes
$374
Homeowners Ins.
$101
Utilities
$192

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$413,511

Local Housing Facts for Adel

  • ·Median home value: $373,415 (adjusted for current market conditions)
  • ·Est. property taxes: $4,491/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,206/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,301/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Adel?

Based on the local median home value, estimated real estate property taxes in Adel are around $4,491 per year.

What is the average home price in Adel?

The median home value in Adel is currently estimated at $373,415.

How much does homeowners insurance cost in Adel?

For a median priced home, homeowners insurance in Adel averages around $1,206 annually.

What is the true total cost of owning a home in Adel?

True homeownership costs go beyond principal and interest. In Adel, a typical homeowner with a median-priced home of $373,415 can expect to pay roughly $4,491/yr in property taxes, $1,206/yr for homeowners insurance, and $2,301/yr in energy utilities. That adds approximately $667 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.