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Adelphi Mortgage Calculator

Estimate your true cost of homeownership in Adelphi with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,568
P&I Payment$1,994
Taxes & Ins$388
Utilities$186
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Mortgage Details

$379,752
Local Median: $379,752
$75,950 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,568

Monthly Breakdown

Principal & Interest
$1,994
Property Taxes
$297
Homeowners Ins.
$91
Utilities
$186

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$413,941

Local Housing Facts for Adelphi

  • ·Median home value: $379,752 (adjusted for current market conditions)
  • ·Est. property taxes: $3,566/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,086/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,234/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Adelphi?

Based on the local median home value, estimated real estate property taxes in Adelphi are around $3,566 per year.

What is the average home price in Adelphi?

The median home value in Adelphi is currently estimated at $379,752.

How much does homeowners insurance cost in Adelphi?

For a median priced home, homeowners insurance in Adelphi averages around $1,086 annually.

What is the true total cost of owning a home in Adelphi?

True homeownership costs go beyond principal and interest. In Adelphi, a typical homeowner with a median-priced home of $379,752 can expect to pay roughly $3,566/yr in property taxes, $1,086/yr for homeowners insurance, and $2,234/yr in energy utilities. That adds approximately $574 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.