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Adrian Mortgage Calculator

Estimate your true cost of homeownership in Adrian with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,728
P&I Payment$1,066
Taxes & Ins$255
Utilities$407
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Mortgage Details

$199,161
Local Median: $199,161
$39,832 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,728

Monthly Breakdown

Principal & Interest
$1,066
Property Taxes
$141
Homeowners Ins.
$114
Utilities
$407

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$224,553

Local Housing Facts for Adrian

  • ·Median home value: $199,161 (adjusted for current market conditions)
  • ·Est. property taxes: $1,696/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,366/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,882/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Adrian?

Based on the local median home value, estimated real estate property taxes in Adrian are around $1,696 per year.

What is the average home price in Adrian?

The median home value in Adrian is currently estimated at $199,161.

How much does homeowners insurance cost in Adrian?

For a median priced home, homeowners insurance in Adrian averages around $1,366 annually.

What is the true total cost of owning a home in Adrian?

True homeownership costs go beyond principal and interest. In Adrian, a typical homeowner with a median-priced home of $199,161 can expect to pay roughly $1,696/yr in property taxes, $1,366/yr for homeowners insurance, and $4,882/yr in energy utilities. That adds approximately $662 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.