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Learn about the people, housing, costs and businesses in Alba, Michigan
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Alba.
True all-in cost — P&I, taxes, insurance & utilities for homes in Alba.
Find and compare lenders active near Alba.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Alba.
Seismic risk and earthquake insurance estimates for Alba.
Wildfire exposure and insurance estimates for Alba.
As of today, the 30-year fixed mortgage rate for Alba is approximately 6.975% (7.014% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for AlbaThe median home value in Alba is $187k. The median monthly rent is $995. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Alba have increased 24.2% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $802/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $34k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Alba is $67k/year.
Calculate your buying powerThe largest employment sectors in Alba are public administration (29%) and agriculture and mining (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.