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Learn about the people, housing, costs and businesses in Albion, Idaho
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Albion.
True all-in cost — P&I, taxes, insurance & utilities for homes in Albion.
Find and compare lenders active near Albion.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Albion.
Seismic risk and earthquake insurance estimates for Albion.
Wildfire exposure and insurance estimates for Albion.
As of today, the 30-year fixed mortgage rate for Albion is approximately 6.958% (6.996% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for AlbionThe median home value in Albion is $303k. The median monthly rent is $877. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Albion have decreased 0.7% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $812/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $35k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Albion is $68k/year.
Calculate your buying powerThe largest employment sectors in Albion are public administration (25%) and healthcare (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.