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Alex Mortgage Calculator

Estimate your true cost of homeownership in Alex with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,097
P&I Payment$700
Taxes & Ins$161
Utilities$237
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Mortgage Details

$130,814
Local Median: $130,814
$26,163 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,097

Monthly Breakdown

Principal & Interest
$700
Property Taxes
$58
Homeowners Ins.
$102
Utilities
$237

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$147,416

Local Housing Facts for Alex

  • ·Median home value: $130,814 (adjusted for current market conditions)
  • ·Est. property taxes: $700/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,226/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,838/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Alex?

Based on the local median home value, estimated real estate property taxes in Alex are around $700 per year.

What is the average home price in Alex?

The median home value in Alex is currently estimated at $130,814.

How much does homeowners insurance cost in Alex?

For a median priced home, homeowners insurance in Alex averages around $1,226 annually.

What is the true total cost of owning a home in Alex?

True homeownership costs go beyond principal and interest. In Alex, a typical homeowner with a median-priced home of $130,814 can expect to pay roughly $700/yr in property taxes, $1,226/yr for homeowners insurance, and $2,838/yr in energy utilities. That adds approximately $397 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.