Safe Rate Local
Learn about the people, housing, costs and businesses in Alpena County County
Select a topic to explore real data for Alpena County.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Alpena County.
Estimate payments for homes in Alpena County.
People, housing & businesses in Alpena County.
Find and compare lenders active near Alpena County.
Homeowners, flood & wildfire estimates for Alpena County.
Income, rent and all-in ownership costs for Alpena County.
FEMA flood zones and flood insurance estimates for Alpena County.
Seismic risk and earthquake insurance estimates for Alpena County.
Wildfire exposure and insurance estimates for Alpena County.
As of today, the 30-year fixed mortgage rate for Alpena County is approximately 7.195% (7.229% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Alpena CountyThe median home value in Alpena County is $158k. The median monthly rent is $751. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Alpena County have increased 28.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $698/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $30k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Alpena County is $53k/year.
Calculate your buying powerThe largest employment sectors in Alpena County are public administration (25%) and retail (13%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.
Adjacent counties and areas