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Learn about the people, housing, costs and businesses in Amherst-Pelham, Massachusetts
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Amherst-Pelham.
True all-in cost — P&I, taxes, insurance & utilities for homes in Amherst-Pelham.
Find and compare lenders active near Amherst-Pelham.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Amherst-Pelham.
Seismic risk and earthquake insurance estimates for Amherst-Pelham.
Wildfire exposure and insurance estimates for Amherst-Pelham.
As of today, the 30-year fixed mortgage rate for Amherst-Pelham is approximately 6.870% (6.905% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Amherst-PelhamThe median home value in Amherst-Pelham is $474k. The median monthly rent is $1,781. Annual property taxes average $8k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Amherst-Pelham have increased 17.5% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,912/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $82k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Amherst-Pelham is $80k/year.
Calculate your buying powerThe largest employment sectors in Amherst-Pelham are public administration (24%) and healthcare (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.