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Learn about the people, housing, costs and businesses in Andalusia, Illinois
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Andalusia.
True all-in cost — P&I, taxes, insurance & utilities for homes in Andalusia.
Find and compare lenders active near Andalusia.
FEMA flood zones and flood insurance estimates for Andalusia.
Seismic risk and earthquake insurance estimates for Andalusia.
Wildfire exposure and insurance estimates for Andalusia.
As of today, the 30-year fixed mortgage rate for Andalusia is approximately 7.041% (7.054% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for AndalusiaThe median home value in Andalusia is $210k. The median monthly rent is $757. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Andalusia have increased 14.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,105/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $47k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Andalusia is $90k/year.
Calculate your buying powerThe largest employment sectors in Andalusia are public administration (20%) and retail (18%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.