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Anne Arundel County Mortgage Calculator

Estimate your true cost of homeownership in Anne Arundel County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$3,645
P&I Payment$2,989
Taxes & Ins$465
Utilities$192
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Mortgage Details

$571,770
Local Median: $571,770
$114,354 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$3,645

Monthly Breakdown

Principal & Interest
$2,989
Property Taxes
$348
Homeowners Ins.
$117
Utilities
$192

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$618,522

Local Housing Facts for Anne Arundel County

  • ·Median home value: $571,770 (adjusted for current market conditions)
  • ·Est. property taxes: $4,179/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,402/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,300/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Anne Arundel County?

Based on the local median home value, estimated real estate property taxes in Anne Arundel County are around $4,179 per year.

What is the average home price in Anne Arundel County?

The median home value in Anne Arundel County is currently estimated at $571,770.

How much does homeowners insurance cost in Anne Arundel County?

For a median priced home, homeowners insurance in Anne Arundel County averages around $1,402 annually.

What is the true total cost of owning a home in Anne Arundel County?

True homeownership costs go beyond principal and interest. In Anne Arundel County, a typical homeowner with a median-priced home of $571,770 can expect to pay roughly $4,179/yr in property taxes, $1,402/yr for homeowners insurance, and $2,300/yr in energy utilities. That adds approximately $657 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.