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Anniston Mortgage Calculator

Estimate your true cost of homeownership in Anniston with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$2,316

P&I Payment$1,743

Taxes & Ins$375

Utilities$198

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Mortgage Details

Home Price$330,135

Local Median: $330,135

Down Payment$66,027 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,759

Homeowners Ins. / yr$1,739

Include Flood InsuranceOptional

Estimated based on Anniston FEMA risk profiles.

Include Est. Utilities$2,371/yr

Based on DOE LEAD data for Anniston.

Monthly$2,316

Monthly Breakdown

Principal & Interest

$1,743

Property Taxes

$230

Homeowners Ins.

$145

Utilities

$198

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$363,481

Local Housing Facts for Anniston

·Median home value: $330,135 (adjusted for current market conditions)
·Est. property taxes: $2,759/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $1,739/yr — based on local per-$1K premium rates
·Energy utilities: $2,371/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Anniston?

Based on the local median home value, estimated real estate property taxes in Anniston are around $2,759 per year.

What is the average home price in Anniston?

The median home value in Anniston is currently estimated at $330,135.

How much does homeowners insurance cost in Anniston?

For a median priced home, homeowners insurance in Anniston averages around $1,739 annually.

What is the true total cost of owning a home in Anniston?

True homeownership costs go beyond principal and interest. In Anniston, a typical homeowner with a median-priced home of $330,135 can expect to pay roughly $2,759/yr in property taxes, $1,739/yr for homeowners insurance, and $2,371/yr in energy utilities. That adds approximately $572 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.