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Learn about the people, housing, costs and businesses in Aptos Hills-Larkin Valley, California
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Aptos Hills-Larkin Valley.
True all-in cost — P&I, taxes, insurance & utilities for homes in Aptos Hills-Larkin Valley.
Find and compare lenders active near Aptos Hills-Larkin Valley.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Aptos Hills-Larkin Valley.
Seismic risk and earthquake insurance estimates for Aptos Hills-Larkin Valley.
Wildfire exposure and insurance estimates for Aptos Hills-Larkin Valley.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Aptos Hills-Larkin Valley is approximately 7.013% (7.046% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Aptos Hills-Larkin ValleyThe median home value in Aptos Hills-Larkin Valley is $1.3M. The median monthly rent is $2,167. Annual property taxes average $7k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Aptos Hills-Larkin Valley have decreased 5.3% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,180/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $93k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Aptos Hills-Larkin Valley is $158k/year.
Calculate your buying powerThe largest employment sectors in Aptos Hills-Larkin Valley are public administration (16%) and wholesale trade (10%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.