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Aransas Pass Mortgage Calculator

Estimate your true cost of homeownership in Aransas Pass with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,859
P&I Payment$1,303
Taxes & Ins$480
Utilities$76
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Mortgage Details

$245,026
Local Median: $245,026
$49,005 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,859

Monthly Breakdown

Principal & Interest
$1,303
Property Taxes
$211
Homeowners Ins.
$269
Utilities
$76

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$273,040

Local Housing Facts for Aransas Pass

  • ·Median home value: $245,026 (adjusted for current market conditions)
  • ·Est. property taxes: $2,535/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,228/yr — based on local per-$1K premium rates
  • ·Energy utilities: $913/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Aransas Pass?

Based on the local median home value, estimated real estate property taxes in Aransas Pass are around $2,535 per year.

What is the average home price in Aransas Pass?

The median home value in Aransas Pass is currently estimated at $245,026.

How much does homeowners insurance cost in Aransas Pass?

For a median priced home, homeowners insurance in Aransas Pass averages around $3,228 annually.

What is the true total cost of owning a home in Aransas Pass?

True homeownership costs go beyond principal and interest. In Aransas Pass, a typical homeowner with a median-priced home of $245,026 can expect to pay roughly $2,535/yr in property taxes, $3,228/yr for homeowners insurance, and $913/yr in energy utilities. That adds approximately $556 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.