Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Arlington Mortgage Calculator

Estimate your true cost of homeownership in Arlington with localized property taxes, insurance, and utility data.

← Back to Arlington Hub
Est. Total Monthly Cost
$838
P&I Payment$418
Taxes & Ins$190
Utilities$231
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Arlington scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$79,400
Local Median: $79,400
$15,880 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$838

Monthly Breakdown

Principal & Interest
$418
Property Taxes
$94
Homeowners Ins.
$96
Utilities
$231

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$86,839

Local Housing Facts for Arlington

  • ·Median home value: $79,400 (adjusted for current market conditions)
  • ·Est. property taxes: $1,127/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,147/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,774/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Arlington?

Based on the local median home value, estimated real estate property taxes in Arlington are around $1,127 per year.

What is the average home price in Arlington?

The median home value in Arlington is currently estimated at $79,400.

How much does homeowners insurance cost in Arlington?

For a median priced home, homeowners insurance in Arlington averages around $1,147 annually.

What is the true total cost of owning a home in Arlington?

True homeownership costs go beyond principal and interest. In Arlington, a typical homeowner with a median-priced home of $79,400 can expect to pay roughly $1,127/yr in property taxes, $1,147/yr for homeowners insurance, and $2,774/yr in energy utilities. That adds approximately $421 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.