Local
Learn about the people, housing, costs and businesses in Artesian, South Dakota
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Artesian.
True all-in cost — P&I, taxes, insurance & utilities for homes in Artesian.
Find and compare lenders active near Artesian.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Artesian.
Seismic risk and earthquake insurance estimates for Artesian.
Wildfire exposure and insurance estimates for Artesian.
As of today, the 30-year fixed mortgage rate for Artesian is approximately 7.068% (7.113% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for ArtesianThe median home value in Artesian is $136k. The median monthly rent is $725. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Based on a typical all-in ownership cost of $771/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $33k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Artesian is $79k/year.
Calculate your buying powerThe largest employment sectors in Artesian are public administration (33%) and retail (17%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.