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Ascension Parish Mortgage Calculator

Estimate your true cost of homeownership in Ascension Parish with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,201
P&I Payment$1,647
Taxes & Ins$358
Utilities$196
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Mortgage Details

$312,580
Local Median: $312,580
$62,516 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,201

Monthly Breakdown

Principal & Interest
$1,647
Property Taxes
$133
Homeowners Ins.
$226
Utilities
$196

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$342,707

Local Housing Facts for Ascension Parish

  • ·Median home value: $312,580 (adjusted for current market conditions)
  • ·Est. property taxes: $1,595/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $2,706/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,354/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ascension Parish?

Based on the local median home value, estimated real estate property taxes in Ascension Parish are around $1,595 per year.

What is the average home price in Ascension Parish?

The median home value in Ascension Parish is currently estimated at $312,580.

How much does homeowners insurance cost in Ascension Parish?

For a median priced home, homeowners insurance in Ascension Parish averages around $2,706 annually.

What is the true total cost of owning a home in Ascension Parish?

True homeownership costs go beyond principal and interest. In Ascension Parish, a typical homeowner with a median-priced home of $312,580 can expect to pay roughly $1,595/yr in property taxes, $2,706/yr for homeowners insurance, and $2,354/yr in energy utilities. That adds approximately $555 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.