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Astoria Mortgage Calculator

Estimate your true cost of homeownership in Astoria with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,804
P&I Payment$2,334
Taxes & Ins$357
Utilities$113
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Mortgage Details

$445,462
Local Median: $445,462
$89,092 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,804

Monthly Breakdown

Principal & Interest
$2,334
Property Taxes
$293
Homeowners Ins.
$64
Utilities
$113

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$484,026

Local Housing Facts for Astoria

  • ·Median home value: $445,462 (adjusted for current market conditions)
  • ·Est. property taxes: $3,511/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $771/yr — based on local per-$1K premium rates
  • ·Energy utilities: $1,355/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Astoria?

Based on the local median home value, estimated real estate property taxes in Astoria are around $3,511 per year.

What is the average home price in Astoria?

The median home value in Astoria is currently estimated at $445,462.

How much does homeowners insurance cost in Astoria?

For a median priced home, homeowners insurance in Astoria averages around $771 annually.

What is the true total cost of owning a home in Astoria?

True homeownership costs go beyond principal and interest. In Astoria, a typical homeowner with a median-priced home of $445,462 can expect to pay roughly $3,511/yr in property taxes, $771/yr for homeowners insurance, and $1,355/yr in energy utilities. That adds approximately $470 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.