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Astoria Mortgage Calculator

Estimate your true cost of homeownership in Astoria with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,102
P&I Payment$1,503
Taxes & Ins$243
Utilities$357
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Mortgage Details

$281,219
Local Median: $281,219
$56,244 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,102

Monthly Breakdown

Principal & Interest
$1,503
Property Taxes
$123
Homeowners Ins.
$119
Utilities
$357

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$316,147

Local Housing Facts for Astoria

  • ·Median home value: $281,219 (adjusted for current market conditions)
  • ·Est. property taxes: $1,479/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,432/yr — based on local per-$1K premium rates
  • ·Energy utilities: $4,278/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Astoria?

Based on the local median home value, estimated real estate property taxes in Astoria are around $1,479 per year.

What is the average home price in Astoria?

The median home value in Astoria is currently estimated at $281,219.

How much does homeowners insurance cost in Astoria?

For a median priced home, homeowners insurance in Astoria averages around $1,432 annually.

What is the true total cost of owning a home in Astoria?

True homeownership costs go beyond principal and interest. In Astoria, a typical homeowner with a median-priced home of $281,219 can expect to pay roughly $1,479/yr in property taxes, $1,432/yr for homeowners insurance, and $4,278/yr in energy utilities. That adds approximately $599 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.