Safe Rate Local
Learn about the people, housing, costs and businesses in Atlantic, Iowa
Real local data across mortgage, insurance, natural hazard, and place.
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Atlantic.
True all-in cost — P&I, taxes, insurance & utilities for homes in Atlantic.
Find and compare lenders active near Atlantic.
FEMA flood zones and flood insurance estimates for Atlantic.
Seismic risk and earthquake insurance estimates for Atlantic.
Wildfire exposure and insurance estimates for Atlantic.
As of today, the 30-year fixed mortgage rate for Atlantic is approximately 6.889% (6.931% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for AtlanticThe median home value in Atlantic is $139k. The median monthly rent is $771. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Atlantic have increased 6.8% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $843/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Atlantic is $56k/year.
Calculate your buying powerThe largest employment sectors in Atlantic are public administration (20%) and healthcare (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.