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Learn about the people, housing, costs and businesses in Atomic, Idaho
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Atomic.
True all-in cost — P&I, taxes, insurance & utilities for homes in Atomic.
Find and compare lenders active near Atomic.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Atomic.
Seismic risk and earthquake insurance estimates for Atomic.
Wildfire exposure and insurance estimates for Atomic.
As of today, the 30-year fixed mortgage rate for Atomic is approximately 6.968% (7.007% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for AtomicThe median home value in Atomic is $240k. The median monthly rent is $722. Annual property taxes average $1k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Atomic have decreased 8.5% over the past two years. Buyers may find more negotiating room in this market. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $845/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $36k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Atomic is $83k/year.
Calculate your buying powerThe largest employment sectors in Atomic are public administration (24%) and retail (9%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.