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Auburn Hills Mortgage Calculator

Estimate your true cost of homeownership in Auburn Hills with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$2,044

P&I Payment$1,540

Taxes & Ins$318

Utilities$186

Also calculate:FHA Calculator VA Calculator

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Mortgage Details

Home Price$289,399

Local Median: $289,399

Down Payment$57,880 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$2,957

Homeowners Ins. / yr$861

Include Flood InsuranceOptional

Estimated based on Auburn Hills FEMA risk profiles.

Include Est. Utilities$2,230/yr

Based on DOE LEAD data for Auburn Hills.

Monthly$2,044

Monthly Breakdown

Principal & Interest

$1,540

Property Taxes

$246

Homeowners Ins.

$72

Utilities

$186

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$322,822

Local Housing Facts for Auburn Hills

·Median home value: $289,399 (adjusted for current market conditions)
·Est. property taxes: $2,957/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $861/yr — based on local per-$1K premium rates
·Energy utilities: $2,230/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Auburn Hills?

Based on the local median home value, estimated real estate property taxes in Auburn Hills are around $2,957 per year.

What is the average home price in Auburn Hills?

The median home value in Auburn Hills is currently estimated at $289,399.

How much does homeowners insurance cost in Auburn Hills?

For a median priced home, homeowners insurance in Auburn Hills averages around $861 annually.

What is the true total cost of owning a home in Auburn Hills?

True homeownership costs go beyond principal and interest. In Auburn Hills, a typical homeowner with a median-priced home of $289,399 can expect to pay roughly $2,957/yr in property taxes, $861/yr for homeowners insurance, and $2,230/yr in energy utilities. That adds approximately $504 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.