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Augusta Mortgage Calculator

Estimate your true cost of homeownership in Augusta with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$1,217
P&I Payment$853
Taxes & Ins$176
Utilities$188
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Mortgage Details

$159,265
Local Median: $159,265
$31,853 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,217

Monthly Breakdown

Principal & Interest
$853
Property Taxes
$110
Homeowners Ins.
$66
Utilities
$188

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$179,694

Local Housing Facts for Augusta

  • ·Median home value: $159,265 (adjusted for current market conditions)
  • ·Est. property taxes: $1,316/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $797/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,258/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Augusta?

Based on the local median home value, estimated real estate property taxes in Augusta are around $1,316 per year.

What is the average home price in Augusta?

The median home value in Augusta is currently estimated at $159,265.

How much does homeowners insurance cost in Augusta?

For a median priced home, homeowners insurance in Augusta averages around $797 annually.

What is the true total cost of owning a home in Augusta?

True homeownership costs go beyond principal and interest. In Augusta, a typical homeowner with a median-priced home of $159,265 can expect to pay roughly $1,316/yr in property taxes, $797/yr for homeowners insurance, and $2,258/yr in energy utilities. That adds approximately $364 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.