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Augusta-Richmond County consolidated government (balance) Mortgage Calculator

Estimate your true cost of homeownership in Augusta-Richmond County consolidated government (balance) with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,490

P&I Payment$1,135

Taxes & Ins$185

Utilities$169

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Mortgage Details

Home Price$213,737

Local Median: $213,737

Down Payment$42,747 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,507

Homeowners Ins. / yr$718

Include Flood InsuranceOptional

Estimated based on Augusta-Richmond County consolidated government (balance) FEMA risk profiles.

Include Est. Utilities$2,028/yr

Based on DOE LEAD data for Augusta-Richmond County consolidated government (balance).

Monthly$1,490

Monthly Breakdown

Principal & Interest

$1,135

Property Taxes

$126

Homeowners Ins.

$60

Utilities

$169

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$237,678

Local Housing Facts for Augusta-Richmond County consolidated government (balance)

·Median home value: $213,737 (adjusted for current market conditions)
·Est. property taxes: $1,507/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $718/yr — based on local per-$1K premium rates
·Energy utilities: $2,028/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Augusta-Richmond County consolidated government (balance)?

Based on the local median home value, estimated real estate property taxes in Augusta-Richmond County consolidated government (balance) are around $1,507 per year.

What is the average home price in Augusta-Richmond County consolidated government (balance)?

The median home value in Augusta-Richmond County consolidated government (balance) is currently estimated at $213,737.

How much does homeowners insurance cost in Augusta-Richmond County consolidated government (balance)?

For a median priced home, homeowners insurance in Augusta-Richmond County consolidated government (balance) averages around $718 annually.

What is the true total cost of owning a home in Augusta-Richmond County consolidated government (balance)?

True homeownership costs go beyond principal and interest. In Augusta-Richmond County consolidated government (balance), a typical homeowner with a median-priced home of $213,737 can expect to pay roughly $1,507/yr in property taxes, $718/yr for homeowners insurance, and $2,028/yr in energy utilities. That adds approximately $354 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.