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Austin County Mortgage Calculator

Estimate your true cost of homeownership in Austin County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$2,627
P&I Payment$2,027
Taxes & Ins$432
Utilities$169
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Mortgage Details

$386,104
Local Median: $386,104
$77,221 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$2,627

Monthly Breakdown

Principal & Interest
$2,027
Property Taxes
$297
Homeowners Ins.
$135
Utilities
$169

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$420,791

Local Housing Facts for Austin County

  • ·Median home value: $386,104 (adjusted for current market conditions)
  • ·Est. property taxes: $3,567/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,615/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,023/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Austin County?

Based on the local median home value, estimated real estate property taxes in Austin County are around $3,567 per year.

What is the average home price in Austin County?

The median home value in Austin County is currently estimated at $386,104.

How much does homeowners insurance cost in Austin County?

For a median priced home, homeowners insurance in Austin County averages around $1,615 annually.

What is the true total cost of owning a home in Austin County?

True homeownership costs go beyond principal and interest. In Austin County, a typical homeowner with a median-priced home of $386,104 can expect to pay roughly $3,567/yr in property taxes, $1,615/yr for homeowners insurance, and $2,023/yr in energy utilities. That adds approximately $600 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.