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Bainbridge Mortgage Calculator

Estimate your true cost of homeownership in Bainbridge with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost

$1,344

P&I Payment$949

Taxes & Ins$183

Utilities$212

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Mortgage Details

Home Price$178,665

Local Median: $178,665

Down Payment$35,733 (20%)

Interest Rate

Loan Term

Credit Score

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Property Taxes / yr$1,570

Homeowners Ins. / yr$629

Include Flood InsuranceOptional

Estimated based on Bainbridge FEMA risk profiles.

Include Est. Utilities$2,544/yr

Based on DOE LEAD data for Bainbridge.

Monthly$1,344

Monthly Breakdown

Principal & Interest

$949

Property Taxes

$131

Homeowners Ins.

$52

Utilities

$212

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest

$198,781

Local Housing Facts for Bainbridge

·Median home value: $178,665 (adjusted for current market conditions)
·Est. property taxes: $1,570/yr — pre-loaded from county assessment data
·Homeowners insurance (HO-3): $629/yr — based on local per-$1K premium rates
·Energy utilities: $2,544/yr — sourced from DOE LEAD survey data
·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bainbridge?

Based on the local median home value, estimated real estate property taxes in Bainbridge are around $1,570 per year.

What is the average home price in Bainbridge?

The median home value in Bainbridge is currently estimated at $178,665.

How much does homeowners insurance cost in Bainbridge?

For a median priced home, homeowners insurance in Bainbridge averages around $629 annually.

What is the true total cost of owning a home in Bainbridge?

True homeownership costs go beyond principal and interest. In Bainbridge, a typical homeowner with a median-priced home of $178,665 can expect to pay roughly $1,570/yr in property taxes, $629/yr for homeowners insurance, and $2,544/yr in energy utilities. That adds approximately $395 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.