Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Ballard Mortgage Calculator

Estimate your true cost of homeownership in Ballard with localized property taxes, insurance, and utility data.

← Back to Ballard Hub
Est. Total Monthly Cost
$9,931
P&I Payment$8,824
Taxes & Ins$894
Utilities$213
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Ballard scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$1,687,950
Local Median: $1,687,950
$337,590 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$9,931

Monthly Breakdown

Principal & Interest
$8,824
Property Taxes
$814
Homeowners Ins.
$80
Utilities
$213

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$1,826,293

Local Housing Facts for Ballard

  • ·Median home value: $1,687,950 (adjusted for current market conditions)
  • ·Est. property taxes: $9,769/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $958/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,559/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Ballard?

Based on the local median home value, estimated real estate property taxes in Ballard are around $9,769 per year.

What is the average home price in Ballard?

The median home value in Ballard is currently estimated at $1,687,950.

How much does homeowners insurance cost in Ballard?

For a median priced home, homeowners insurance in Ballard averages around $958 annually.

What is the true total cost of owning a home in Ballard?

True homeownership costs go beyond principal and interest. In Ballard, a typical homeowner with a median-priced home of $1,687,950 can expect to pay roughly $9,769/yr in property taxes, $958/yr for homeowners insurance, and $2,559/yr in energy utilities. That adds approximately $1,107 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.