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Learn about the people, housing, costs and businesses in Bancroft, Iowa
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FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Bancroft.
True all-in cost — P&I, taxes, insurance & utilities for homes in Bancroft.
Find and compare lenders active near Bancroft.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Bancroft.
Seismic risk and earthquake insurance estimates for Bancroft.
Wildfire exposure and insurance estimates for Bancroft.
As of today, the 30-year fixed mortgage rate for Bancroft is approximately 7.037% (7.078% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for BancroftThe median home value in Bancroft is $87k. The median monthly rent is $650. Annual property taxes average $941. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Bancroft have increased 5.9% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $664/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $28k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Bancroft is $65k/year.
Calculate your buying powerThe largest employment sectors in Bancroft are public administration (21%) and retail (16%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.