Local
Learn about the people, housing, costs and businesses in Bardwell, Texas
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Bardwell.
True all-in cost — P&I, taxes, insurance & utilities for homes in Bardwell.
Find and compare lenders active near Bardwell.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Bardwell.
Seismic risk and earthquake insurance estimates for Bardwell.
Wildfire exposure and insurance estimates for Bardwell.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Bardwell is approximately 6.996% (7.039% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for BardwellThe median home value in Bardwell is $221k. The median monthly rent is $1,324. Annual property taxes average $2k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Bardwell have increased 6.2% over the past two years. This represents moderate growth. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,166/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $50k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Bardwell is $74k/year.
Calculate your buying powerThe largest employment sectors in Bardwell are public administration (24%) and retail (12%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.