Local
Learn about the people, housing, costs and businesses in Barnegat Light, New Jersey
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Barnegat Light.
True all-in cost — P&I, taxes, insurance & utilities for homes in Barnegat Light.
Find and compare lenders active near Barnegat Light.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Barnegat Light.
Seismic risk and earthquake insurance estimates for Barnegat Light.
Wildfire exposure and insurance estimates for Barnegat Light.
Cost of living, demographics, and community profile
As of today, the 30-year fixed mortgage rate for Barnegat Light is approximately 6.993% (7.025% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for Barnegat LightThe median home value in Barnegat Light is $1.2M. The median monthly rent is $1,167. Annual property taxes average $10k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Barnegat Light have increased 34.6% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $2,116/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $91k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Barnegat Light is $135k/year.
Calculate your buying powerThe largest employment sectors in Barnegat Light are healthcare (26%) and arts, food, and hospitality (24%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.