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Barnstable County Mortgage Calculator

Estimate your true cost of homeownership in Barnstable County with localized property taxes, insurance, and utility data.

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Est. Total Monthly Cost
$4,940
P&I Payment$4,032
Taxes & Ins$647
Utilities$261
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Mortgage Details

$773,638
Local Median: $773,638
$154,728 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$4,940

Monthly Breakdown

Principal & Interest
$4,032
Property Taxes
$362
Homeowners Ins.
$285
Utilities
$261

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$832,739

Local Housing Facts for Barnstable County

  • ·Median home value: $773,638 (adjusted for current market conditions)
  • ·Est. property taxes: $4,342/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $3,424/yr — based on local per-$1K premium rates
  • ·Energy utilities: $3,129/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Barnstable County?

Based on the local median home value, estimated real estate property taxes in Barnstable County are around $4,342 per year.

What is the average home price in Barnstable County?

The median home value in Barnstable County is currently estimated at $773,638.

How much does homeowners insurance cost in Barnstable County?

For a median priced home, homeowners insurance in Barnstable County averages around $3,424 annually.

What is the true total cost of owning a home in Barnstable County?

True homeownership costs go beyond principal and interest. In Barnstable County, a typical homeowner with a median-priced home of $773,638 can expect to pay roughly $4,342/yr in property taxes, $3,424/yr for homeowners insurance, and $3,129/yr in energy utilities. That adds approximately $908 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.