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Cost of Living in Barnstable Town

Is it better to rent or buy in Barnstable Town? Explore median costs, utility estimates, and run the numbers on your own budget to see how far your income goes.

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Rent vs. Buy Affordability Calculator

Adjust the sliders to match your scenario. We recommend keeping total housing costs under 40% of your gross income.

$99,549
$1,737/mo

Median in area: $1,737

$645,942

Median in area: $645,942

$129,188

If you Rent

🔑
$1,998 /mo
Base Rent$1,737
Est. Utilities$261
% of Income24.1%
Pre-tax Residual$6,298

If you Buy

🏠
$4,174 /mo
P&I (6.5%)$3,266
Taxes & Ins$647
Est. Utilities$261
% of Income50.3%
Pre-tax Residual$4,122

Cost of Living FAQs

Is it cheaper to rent or buy in Barnstable Town?›

Based on median housing data, renting is currently more affordable on a monthly basis in Barnstable Town. The estimated all-in monthly cost for renting is $1,998, while owning a median-priced home with a 20% down payment is roughly $4,174 per month (a difference of $2,176).

How much do utilities cost in Barnstable Town?›

The average monthly utility cost (electricity and natural gas) for a typical home in Barnstable Town is approximately $261. This estimate uses local utility rate schedules combined with median energy consumption profiles.

What is a good salary to live comfortably in Barnstable Town?›

To comfortably afford the median rent and utilities in Barnstable Town without exceeding the recommended 30% housing-to-income threshold, a household should earn a gross salary of approximately $79,920 per year.