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Learn about the people, housing, costs and businesses in Baroda, Michigan
Real local data across mortgage, insurance, natural hazard, and place.
Rates, calculators, and lender comparisons
FHA, VA, Conventional & Jumbo · Purchase & Refi rates in Baroda.
True all-in cost — P&I, taxes, insurance & utilities for homes in Baroda.
Find and compare lenders active near Baroda.
Homeowners, flood, and specialty coverage estimates
Flood, earthquake, and wildfire risk data
FEMA flood zones and flood insurance estimates for Baroda.
Seismic risk and earthquake insurance estimates for Baroda.
Wildfire exposure and insurance estimates for Baroda.
As of today, the 30-year fixed mortgage rate for Baroda is approximately 6.998% (7.041% APR). Rates vary based on your credit score, loan type, down payment, and other factors. Safe Rate updates rates daily using live investor pricing.
View current rates for BarodaThe median home value in Baroda is $234k. The median monthly rent is $1,007. Annual property taxes average $4k. Home values are based on U.S. Census Bureau American Community Survey estimates.
Home values in Baroda have increased 38.7% over the past two years. This indicates a strong appreciation trend. This data is sourced from the Federal Housing Finance Agency (FHFA) House Price Index.
Based on a typical all-in ownership cost of $1,022/month (mortgage, taxes, insurance), you'd generally need a household income of approximately $44k/year to keep housing costs at or below 28% of gross income — a common lender guideline. The median household income in Baroda is $75k/year.
Calculate your buying powerThe largest employment sectors in Baroda are retail (24%) and public administration (14%) of the local workforce. Industry data is sourced from the U.S. Census Bureau American Community Survey.