Get & compare mortgage quotes anonymously Start in My Home

Safe Rate Local

Bartlesville Mortgage Calculator

Estimate your true cost of homeownership in Bartlesville with localized property taxes, insurance, and utility data.

← Back to Bartlesville Hub
Est. Total Monthly Cost
$1,315
P&I Payment$884
Taxes & Ins$207
Utilities$224
Also calculate:FHA CalculatorVA Calculator

Next steps

Take this Bartlesville scenario further — you stay anonymous.

Track this scenarioSave it to My Scenarios and watch the rate over timeFind lenders for this scenarioSee top-ranked local lenders and request quotes

Mortgage Details

$166,784
Local Median: $166,784
$33,357 (20%)
%

Used with your down payment to fetch a live, scenario-specific rate.

Local Area Costs

Monthly$1,315

Monthly Breakdown

Principal & Interest
$884
Property Taxes
$115
Homeowners Ins.
$92
Utilities
$224

Amortization Schedule

Loan balance and total interest paid over 30 years.

Total Interest
$184,950

Local Housing Facts for Bartlesville

  • ·Median home value: $166,784 (adjusted for current market conditions)
  • ·Est. property taxes: $1,377/yr — pre-loaded from county assessment data
  • ·Homeowners insurance (HO-3): $1,106/yr — based on local per-$1K premium rates
  • ·Energy utilities: $2,689/yr — sourced from DOE LEAD survey data
  • ·Flood insurance: optional — toggled off by default, estimate based on FEMA risk profile

Frequently Asked Questions

How much are property taxes in Bartlesville?

Based on the local median home value, estimated real estate property taxes in Bartlesville are around $1,377 per year.

What is the average home price in Bartlesville?

The median home value in Bartlesville is currently estimated at $166,784.

How much does homeowners insurance cost in Bartlesville?

For a median priced home, homeowners insurance in Bartlesville averages around $1,106 annually.

What is the true total cost of owning a home in Bartlesville?

True homeownership costs go beyond principal and interest. In Bartlesville, a typical homeowner with a median-priced home of $166,784 can expect to pay roughly $1,377/yr in property taxes, $1,106/yr for homeowners insurance, and $2,689/yr in energy utilities. That adds approximately $431 per month in ongoing costs on top of your mortgage payment. Use our calculator above to model your exact all-in monthly cost.